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Recreational Vehicle Insurance Coverages

Our policies cover a wide range of recreational vehicles, offering:

Boat Insurance

Covers damage to your boat, liability for injuries or damages to others, and protection against theft.

Motorcycle Insurance

Protects against damages to your motorcycle and liability for injuries to others in an accident.

Motor Home and Camper Insurance

Offers comprehensive protection for your motor home, including collision, liability, and contents coverage.

ATV and Off-Road Vehicle Insurance

Provides coverage for damages and injuries caused while operating ATVs, including collisions and rollovers.

Specialized Coverage for Razors and Other Vehicles

Customized policies for unique recreational vehicles, covering damages, theft, and liability.

How Our Coverages Work for You

Boat Insurance in Use

Covers the repair costs of your boat after an accident or provides compensation if it’s stolen.

Motorcycle Insurance Application

In case of an accident, it helps pay for repairs to your motorcycle and medical costs for any injuries you sustain.

Consequences of Insufficient Coverage

If your camper is damaged in a storm and you lack adequate coverage, you could face significant out-of-pocket expenses for repairs or replacement.

Top Discounts Available on Auto Insurance

Bundling Discounts

Save by insuring multiple recreational vehicles or combining with home or auto insurance.

Safety Course Discounts

Discounts for completing approved safety courses for boats, motorcycles, or other vehicles.

Claims-Free Discounts

Rewards for maintaining a claims-free record with your recreational vehicle.

Security Device Discounts

Savings for installing anti-theft devices on your vehicles.

Ready to enjoy your recreational activities with complete peace of mind?

Reach out to us for a customized insurance solution for your recreational vehicles!

 Frequently Asked Questions About
Recreational Vehicle Insurance

Policies typically cover boats, ATVs, motorcycles, motor homes, campers, and specialized vehicles like Razors.

While not always legally required, it’s highly recommended for financial protection and peace of mind.

Coverage generally includes damage to the vehicle, liability for injuries or damages to others, and theft protection.

Costs vary based on the type of vehicle, usage, and chosen coverages.

Yes, insurers offer various discounts, including for safety courses, bundling policies, and having a claims-free history.

Many policies offer optional coverage for personal belongings in vehicles like motor homes or campers.

Report the accident to your insurer as soon as possible to start the claims process.

Yes, insurance coverage is tailored to the specific type of recreational vehicle and its unique risks.

Consider raising your deductible, taking safety courses, and qualifying for discounts.

Most policies include liability coverage, which is crucial for protecting against claims if you injure someone or damage their property.